:root{--bg:#FAFAF8;--navy:#172D49;--blue:#A9C5DF;--ink:#172D49;--muted:#5b6b7e;--line:#dfe3e6;--tint:#F1F4F7;--r:6px}*{box-sizing:border-box}html{scroll-behavior:smooth;scroll-padding-top:84px}body{margin:0;background:var(--bg);color:var(--ink);font:400 17px/1.65 Instrument Sans,system-ui,-apple-system,Segoe UI,sans-serif;-webkit-font-smoothing:antialiased}h1,h2,h3{font-family:Newsreader,Georgia,Times New Roman,serif;font-weight:400;line-height:1.12;margin:0;letter-spacing:-.01em}h1{font-size:clamp(2.6rem,6.2vw,4.8rem)}h2{font-size:clamp(1.9rem,3.6vw,2.7rem)}h3{font-size:1.35rem;line-height:1.25}a{color:var(--navy);text-underline-offset:3px}p{margin:0 0 1em}:focus-visible{outline:3px solid var(--blue);outline-offset:3px;border-radius:2px}.wrap{max-width:1120px;margin:0 auto;padding:0 24px}.skip{position:absolute;left:-999px;background:var(--navy);color:#fff;padding:10px 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.2s}.btn:hover{background:#0f2036}.btn:disabled{opacity:.6;cursor:wait}.btn.sm{padding:10px 18px;font-size:.92rem;color:#fff}.btn.ghost{background:transparent;color:var(--navy);border-color:var(--navy)}.btn.ghost:hover{background:var(--tint)}.hero{padding:clamp(72px,12vw,148px) 0 clamp(72px,10vw,120px)}.herogrid{display:grid;grid-template-columns:1.5fr .8fr;gap:48px;align-items:center}.lead{font-size:1.2rem;max-width:34em;color:var(--muted);margin:28px 0 36px}.actions{display:flex;gap:14px;flex-wrap:wrap}.mark{justify-self:end;background:var(--tint);padding:48px;border-radius:2px}.sec{padding:clamp(64px,9vw,112px) 0}.alt{background:var(--tint)}.two{display:grid;grid-template-columns:1fr 1.5fr;gap:clamp(32px,6vw,88px);align-items:start}.prose{max-width:36em}.prose p:first-child{margin-top:0}.services{list-style:none;margin:48px 0 0;padding:0;border-top:1px solid var(--navy)}.services li{display:grid;grid-template-columns:1fr 1.2fr;gap:32px;padding:30px 0;border-bottom:1px solid var(--line)}.services p{margin:0;color:var(--muted)}.navy{background:var(--navy);color:#fff}.navy h2,.navy h3{color:#fff}.steps{list-style:none;margin:48px 0 0;padding:0;display:grid;grid-template-columns:repeat(4,1fr);gap:32px}.steps li{border-top:2px solid var(--blue);padding-top:20px}.steps p{color:#cfdbe8;margin:10px 0 0;font-size:.97rem}.n{display:block;color:var(--blue);font:500 1.1rem Newsreader,Georgia,serif;margin-bottom:8px}.form{display:grid;gap:18px}.form label{display:grid;gap:6px;font-size:.92rem;font-weight:500}.opt{color:var(--muted);font-weight:400}input,select,textarea{font:inherit;color:var(--ink);background:#fff;border:1px solid #c5cdd6;border-radius:var(--r);padding:12px 14px;width:100%}input:focus,select:focus,textarea:focus{border-color:var(--navy)}.row3{display:grid;grid-template-columns:1fr 1fr 1.2fr;gap:14px}.check{display:flex!important;grid-template-columns:none;gap:10px;align-items:flex-start;font-weight:400!important}.check input{width:auto;margin-top:5px}.hp{position:absolute;left:-9999px;height:0;width:0;opacity:0}.err{color:#9b1c1c;margin:0}.note{color:var(--muted);font-size:.88rem;margin:0}.done{background:#fff;border:1px solid var(--blue);border-left:4px solid var(--navy);padding:28px;border-radius:var(--r)}.done h3{margin-bottom:8px}.done p{margin:0}.foot{border-top:1px solid var(--line);padding:56px 0 24px}.footgrid{display:grid;grid-template-columns:1.4fr 1fr 1fr;gap:32px}.footgrid p{margin:12px 0 0}.footgrid a{text-decoration:none}.footgrid a:hover{text-decoration:underline}.copy{margin-top:40px;color:var(--muted);font-size:.88rem}.legal{padding-top:72px;padding-bottom:96px;max-width:760px}.legal h1{font-size:clamp(2.2rem,5vw,3.2rem);margin-bottom:8px}.legal h2{font-size:1.5rem;margin:36px 0 10px}@media (max-width:860px){.herogrid,.two,.services li{grid-template-columns:1fr}.mark{display:none}.steps{grid-template-columns:1fr 1fr}.row3,.footgrid{grid-template-columns:1fr}.menu{display:block}nav{display:none;position:absolute;top:72px;left:0;right:0;flex-direction:column;align-items:flex-start;gap:18px;background:var(--bg);padding:24px;border-bottom:1px solid var(--line)}nav.open{display:flex}}@media (max-width:520px){.steps{grid-template-columns:1fr}body{font-size:16px}}@media (prefers-reduced-motion:reduce){html{scroll-behavior:auto}*{transition:none!important}}.btn{transition:transform .25s cubic-bezier(.2,.7,.2,1),box-shadow .25s,background .25s,color .25s}.btn:hover{transform:translateY(-3px);box-shadow:0 10px 22px -8px #172d4973}.btn:active{transform:translateY(-1px)}.btn.ghost:hover{background:var(--navy);color:#fff!important}nav a:not(.btn),.footgrid a,.prose a{background:linear-gradient(var(--blue),var(--blue)) 0 100%/0 2px no-repeat;transition:background-size .3s ease;padding-bottom:2px}nav a:not(.btn):hover,.footgrid a:hover,.prose a:hover{background-size:100% 2px;text-decoration:none}.brand svg{transition:transform .35s cubic-bezier(.2,.7,.2,1)}.brand:hover svg{transform:rotate(-6deg) scale(1.08)}.mark{transition:background .4s ease}.mark svg{transition:transform .5s cubic-bezier(.2,.7,.2,1)}.mark:hover{background:#e3edf6}.mark:hover svg{transform:scale(1.06) rotate(-3deg)}.services li{position:relative;transition:background .3s ease}.services li:after{content:"";position:absolute;left:0;bottom:-1px;height:2px;width:0;background:var(--blue);transition:width .45s cubic-bezier(.2,.7,.2,1)}.services li:hover{background:var(--tint)}.services li:hover:after{width:100%}.services li h3{transition:transform .35s cubic-bezier(.2,.7,.2,1)}.services li:hover h3{transform:translate(12px)}.steps li{transition:transform .35s cubic-bezier(.2,.7,.2,1),border-color .3s}.steps li:hover{transform:translateY(-6px);border-color:#fff}input,select,textarea{transition:border-color .2s,box-shadow .2s}input:hover,select:hover,textarea:hover{border-color:var(--navy)}input:focus,select:focus,textarea:focus{box-shadow:0 0 0 3px #a9c5df99}@media (prefers-reduced-motion:reduce){*,*:before,*:after{transition:none!important;transform:none!important}}